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Budget Life Skills

Learn * Plan * Save * Grow * Thrive

Features of the First Paycheck, W-4 and W-2 program

This program walks teens through a real-looking first paycheck, one line at a time, and explains gross pay, taxes and withholding. It shows how the W-4 they fill out on their first day sets the federal income tax held back, and how every paycheck adds up to the W-2 they get in January. It is written for teens who are getting ready for a first job or have just started one.

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Your Paycheck

A pay stub with every line explained

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What's Inside

The W-4

See how each choice changes your withholding.

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The W-2

Your year of pay, explained

box by box.

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How the forms connects

From W-4 to paycheck to refund or owe.

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First Job Tips

Your rights, your pay and good work habits

SSN #

Social Security Card

How to get one and keep it safe.

% Savings

See how starting at 16 adds up.

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A–Z Glossary

Every term in plain words.

This program is built for you if any of these sound familiar

Starting a first job

Wondering where your pay went

Filling out a W-4

"This program gave my teenager an easy way to actually see where their paycheck earnings go and explains the employment forms."

quote from a Budget Skills Customer

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